Protecting your future involves financial planning. Whether you are a do it yourselfer or rely on a financial advisor the following can serve as a guide to help you protect your future. There are many questions to ask yourself when developing your plan. How many years do you have to implement? … [Read more...]

Have you ever applied for college financial aid and come up short with the funds you need to attend school? If you did not qualify for one of the Federal Financial Aid programs a private student loan may be a great option for you! HomeTown Bank participates with IHELP! iHELP offers two private … [Read more...]

Everything done online seems to require a password these days! In this world of life online and this world of hackers, they have become a necessary part of life. Debate is constantly occurring in the information security world about what the best practices are to ensure the safety of our information … [Read more...]

With the use of mobile phones growing exponentially, banks have dived into providing internet banking services using those phones. The services provided can include an option for a web browser link, a downloadable app to access user accounts, or a text based system to retrieve balances and … [Read more...]

Important Online Banking Change What you will learn •      What’s Changing •      What is Multifactor Authentication? •      Q&As What’s Changing? •      Beginning May 19, 2014 the RSA® … [Read more...]

Using debit cards have a variety of advantages to you, the consumer. First, it keeps track of your spending so that you have a record of every transaction. Next, because debit cards are pin based, your money is kept safe until you authorize the charge.  Also, the debit card offers flexibility … [Read more...]

Do you wonder if saving for retirement is important? Is social security going to be there when I retire? Is my pension plan at work enough? Does your employer have a retirement plan for you?  Whether you open a Traditional IRA or Roth IRA depends upon if you want to pay taxes now or … [Read more...]

"Fall harvest is well underway and with that area farmers are spending many hours in the field.  At HomeTown Bank we enjoy working with farm customers and appreciate providing the necessary financing tools for success.  Farmers, as you think ahead about your farm plan next year we invite … [Read more...]

Bill Pay = More free-time for YOU! Need help organizing your bills? We all receive bills at random times throughout the month. Usually they are arriving at different times than when our paychecks are arriving in our checking account. The average person spends two hours a month paying bills – … [Read more...]