What does HomeTown Bank do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account Balances and Payment History
- Credit History and Credit Score
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their cusomters’ personal information; the reasons HomeTown Bank choose to share; and whether you can limit this sharing.
Reasons we can share your personal information:
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes – to offer our products and services to you.
For joint marketing with other financial companies.
For our affiliates’ everyday business purposes – information about your transactions and experiences.
For our affiliates’ everyday business purposes – information about your creditworthiness.
For our affiliates to market to you.
For our non affiliates to market to you.
Who is providing this notice?
What we do
How does HomeTown Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does HomeTown Bank collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your debit card
Why can’t I limit all sharing?
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Companies related to common ownership or control. They can be financial and nonfinancial companies.
Community Insurance Agency
326 Broadway PO Box 327 Cleveland MN 56017
Companies not related by common ownership or control. They can be financial and non financial companies.
A formal agreement between non affiliated financial companies that together market financial products or services to you.
Questions? Call 507-637-1000