Whether you own a small business or a large corporation, you want a banking relationship you can rely on. At HomeTown Bank, we can provide you with the products and services you need to help your financial operations run efficiently. From checking accounts to business loans, we have everything you need to start a new relationship or add to your existing one.
Checking
Value Commercial
Checking
- Minimum of $50.00 opening deposit
- No minimum balance requirements
- Unlimited check writing
- Check images available with paper statements
- Low $3.00 monthly fee
Enterprise Commercial
Checking
- Minimum of $50.00 opening deposit
- No minimum balance requirements
- Unlimited check writing
- Check images available with paper statements
- Receives Earning Credit
- Low cost deposit item fee
Savings
Regular
Savings
- Minimum of $50.00 opening deposit
- Interest paid quarterly
- $3.00 fee if average daily balance is below $50.00 during the statement cycle
Money Market
Savings
- Minimum of $1,000.00 opening deposit
- Interest paid monthly
- Interest earned based on tiered rates
- $1.00 monthly fee if average daily balance is below $500.00
Premier Money Market
Savings
- Minimum of $5,000.00 opening deposit
- Interest paid monthly
- Interest earned based on tiered rates
- $1.00 monthly fee if average daily balance is below $500.00
CD / CDARS© / ICS©
Certificate
of Deposit
- Competitive rates
- Variety of terms
- Minimum of $1,000.00 opening deposit
CDARS©
Large Funds Certificate of Deposit
- Multi-Millon Dollar FDIC Insurance Coverage
- One rate
- One bank
- One statement
- Variety of terms
ICS©
Large Funds Demand Deposit Accounts
- Multi-Millon Dollar FDIC Insurance Coverage
- Unlimited Program Withdrawals
- One rate
- One bank
- One statement
Learn More about CDARS© / ICS©
HSA
HSA
Savings Account
- Savings account for qualified medical expenses
- Tax Deductible
- Funds roll over
- Monthly statement
- Earn interest
- Debit card for easy access
HomeTown Bank can help Businesses offer an Employee HSA account if the employee is covered under an Eligible High Deductible Health Plan. An HSA account is able to help your employees with the rising health care cost, while providing tax-advantaged way to save.
Loans
Commercial
Loans
- Equipment and vehicle
- Inventory/Accounts receivable
- Operating lines
- Debt consultation
- Letter of credit
- SBA loans
Agricultural
Loans
- Land purchase
- Crop purchase
- Equipment
- Farm equipment
- Livestock
- Agribusiness
Real Estate
Loans
- Land and subdivision development
- New construction
- Building purchase
- Remodeling
- Expansion
- Refinance
Funds Management
Funds Management
Business Solutions
- Online banking access
- Bill pay
- Downloads to Quicken & QuickBooks
- Risk management tools
- Positive pay
- Remote deposit capture
- Merchant card services
- ACH Transaction processing
Other Products & Services
Other
Products and Services
- Phone banking
- Master Card debt cards
- ATM’s
- Drive-up
- Safe deposit box
- Wire transfers
- Notary service
- Visa travel cards
- Visa gift cards
