Whether you own a small business or a large corporation, you want a banking relationship you can rely on. At HomeTown Bank, we can provide you with the products and services you need to help your financial operations run efficiently. From checking accounts to business loans, we have everything you need to start a new relationship or add to your existing one.
Checking
Value Commercial
Checking
- Minimum of $50.00 opening deposit
- No minimum balance requirements
- Unlimited check writing
- Low $3.00 monthly fee
HTB Executive Business
Checking
- Minimum $50,000 opening balance
- Interest earned based on tiered rates
- Minimum daily average balance of $25,000 to earn monthly interest
- $15 monthly fee if average daily balance is below $50,000
Enterprise Commercial
Checking
- Minimum of $50.00 opening deposit
- No minimum balance requirements
- Unlimited check writing
- Receives Earning Credit
- Low cost deposit item fee
Savings
Regular
Savings
- Minimum of $50.00 opening deposit
- Interest paid quarterly
- $3.00 fee if average daily balance is below $50.00 during the statement cycle
Premier Money Market
Savings
- Minimum of $5,000.00 opening deposit
- Interest paid monthly
- Interest earned based on tiered rates
- $1.00 monthly fee if average daily balance is below $500.00
Money Market
Savings
- Minimum of $1,000.00 opening deposit
- Interest paid monthly
- Interest earned based on tiered rates
- $1.00 monthly fee if average daily balance is below $500.00
CD / CDARS© / ICS©
Certificate
of Deposit
- Competitive rates
- Variety of terms
- Minimum of $1,000.00 opening deposit
CDARS©
Large Funds Certificate of Deposit
- Multi-Millon Dollar FDIC Insurance Coverage
- One rate
- One bank
- One statement
- Variety of terms
ICS©
Large Funds Demand Deposit Accounts
- Multi-Millon Dollar FDIC Insurance Coverage
- Unlimited Program Withdrawals
- One rate
- One bank
- One statement
HSA
HSA
Savings Account
- Savings account for qualified medical expenses
- Tax Deductible
- Funds roll over
- Monthly statement
- Earn interest
- Debit card for easy access
Learn More About HSA's
Loans
Business
Loans
- Equipment and vehicle
- Inventory/Accounts receivable
- Operating lines
- Debt consultation
- Letter of credit
- SBA loans
Agricultural
Loans
- Land purchase
- Crop purchase
- Equipment
- Farm equipment
- Livestock
- Agribusiness
Real Estate
Loans
- Land and subdivision development
- New construction
- Building purchase
- Remodeling
- Expansion
- Refinance
Contact one of our Lenders for More Information
One of the key reasons to consider banking with us is that we are local people who understand you and your business. We are the ones who make all of the decisions concerning your loan needs. Decisions are made on more than just numbers. They’re made based on sound financials principles measured by local community needs. We understand the search for a commercial loan that best meets your needs is not easy. Here at HomeTown Bank we strive to offer a diverse mix of commercial loans to meet your individual borrower needs and investment objectives.
Funds Management
Funds Management
Business Solutions
- Online banking access
- Bill pay
- Downloads to Quicken & QuickBooks
- Risk management tools
- Positive pay
- Remote deposit capture
- Merchant card services
- ACH Transaction processing
HomeTown Bank offers business customers a convenient and effective way of performing banking activities without having to leave the office.
Workplace Banking
Workplace Banking
Program
The Workplace Banking Program provides the enrolled Employees of a Workplace Banking Business Participant the opportunity to obtain Exclusive HomeTown Bank Workplace Banking Perks.
Services
Other
Products and Services
- Phone banking
- Master Card debt cards
- ATM’s
- Drive-up
- Safe deposit box
- Wire transfers
- Notary service
- Visa travel cards
- Visa gift cards
