HomeTown Bank is always enhancing our customer’s banking experience to allow you more time to enjoy your life to the fullest. Beginning August 12th, 2019, HomeTown Bank will be extending their cutoff times on your daily banking transactions for you to do just that!

Over-the-Counter Transactions

HomeTown Bank will no longer have a 4:00 pm CST cut off time. All over-the-counter transactions will be posted to your account the day of the deposit. Transactions received on Saturday will be processed on the following business day.

Mobile Deposits

Mobile deposits made by 5:00 pm CST will be posted to your account the day of the deposit. Mobile deposits completed after 5:00 pm CST, or on Saturday or Sunday, will be posted to your account the following business day.

Wire Transfers

International wires have an accepted cutoff time of 12:00 pm CST for same day transactions. Domestic wires have an accepted cutoff time of 3:00 pm CST for same day transactions.

Electronic Transfers

All electronic transactions managed on Online Banking or Voice Access have a cutoff time of 7:00 pm CST for same day transactions.

 

NOTE: Beginning at 4:00 pm CST on Friday, August 9th, 2019, Online Banking will be in an inquiry only mode. No transfers or bill pay will be available when this mode is activated. Transfers and bill pay will become available again around noon on Saturday, August 10th.

Any account activity done between 4:00 pm CST on Friday, August 9th, and 8:00 am CST on Monday, August 12th will not appear on your account on Online Banking until Monday, August 12th. 

DEBIT CARD NOTE: Due to our system changes that are occurring this weekend, beginning at 9:00 am on Monday, August 12th, debit cards will all be declined for approximately 15 minutes.