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Jumbo Loans

Jumbo Mortgages Loans

Jumbo Mortgage Loans are loans that exceed the conforming loans loan limits set by Fannie Mae, Freddie Mac and their regulator, the Federal Housing Finance Agency (FHFA) on an annual basis. They allow consumers to purchase or refinance higher-priced luxury homes that exceed the conforming loan limit of $484,350. HomeTown Bank offers Jumbo loans for those who are interested in purchasing or refinancing their high-priced luxury homes.

Contact one of our Lenders for More Information
Benefits
  • Purchasing or Refinancing of a Higher-Priced Home
  • Loans ranging in the amount ≥ $484,350 to $1,500,000
  • Loans are Fully Amortizing, Fixed Rate up to 30 years
Requirements and Qualifications
  • Loans are subject to credit approval and program guidelines.
  • Not all loan programs are available in all states and the conforming loan limit may vary.
  • Interest rate and program terms are subject to change without notice.
  • Rate may be locked up to 60 days prior to closing.
  • Jumbo rates are for loan amounts that exceed $484,350.
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