Individual Retirement Account options

HomeTown Bank offers Traditional and Roth Individual Retirement Account (IRA) plan to help you with your retirement needs. 

What is the best IRA plan for you?

  • Traditional IRA – When you contribute to a Traditional IRA, the investment may be tax deductible and earnings can potentially grow tax deferred until you withdraw in retirement.
  • Roth IRA – With a Roth IRA, contributions are made with money you have already paid taxes on, so your money may qualify to grow tax free, and withdrawals will be tax free when you retire provided you meet certain qualifications.

Stop in any HomeTown Bank branch today to see if you qualify for an Individual Retirement Account today! 

Looking further at your finances and want a checking or savings account? Check out our great options of personal and business accounts!