HomeTown Bank offers a variety of personal checking accounts to fit your needs. We designed checking accounts that are as free and simple as possible.
Included with each of our accounts:
- FREE Online Banking
- FREE 24-hour automated telephone banking with VoiceAccess
- FREE Online Bill Pay
- FREE check images online or with your statement
- FREE Mobile Banking
Value Checking
- Minimum $50 opening deposit
- No minimum balance requirements
- No monthly service charges
- Unlimited check writing
Performance Checking
- Minimum $500 opening deposit
- All the features of Value Checking
- Interest earned based on tiered rates
Premium Checking
- Minimum $1,000 opening deposit
- All the features of Value checking
- Interest earned based on tiered rates
Community Gold Checking
All the features of Value checking
- NO fee for Traveler’s Checks
- NO fee for Cashier’s Checks
- NO fee for Money Orders
- Unlimited, free personalized checks
- Accidental Death & Dismemberment insurance
- Rebates, discounts, coupons, and rewards
- Other options available
- Monthly fee charged



