HomeTown Bank offers a variety of personal checking accounts to fit your needs. We designed checking accounts that are as free and simple as possible.
Included with each of our accounts:

  • FREE Online Banking
  • FREE 24-hour automated telephone banking with VoiceAccess
  • FREE Online Bill Pay
  • FREE check images online or with your statement

Value Checking

  • Minimum $50 opening deposit
  • No minimum balance requirements
  • No monthly service charges
  • Unlimited check writing

Performance Checking

  • Minimum $500 opening deposit
  • All the features of Value Checking
  • Interest earned based on tiered rates

Premium Checking

  • Minimum $1,000 opening deposit
  • All the features of Value checking
  • Interest earned based on tiered rates

Community Gold Checking
All the features of Value checking

  • NO fee for Traveler’s Checks
  • NO fee for Cashier’s Checks
  • NO fee for Money Orders
  • Unlimited, free personalized checks
  • Accidental Death & Dismemberment insurance
  • Rebates, discounts, coupons, and rewards
  • Other options available
  • Monthly fee charged