We offer a variety of personal and business checking and savings accounts that will suit the needs of your agricultural organization.

For your savings needs, we also offer certificates of deposit at competitive rates. Even if you invest in the stock market, you should also consider depositing a portion of your investments into FDIC insured CDs at HomeTown Bank. With a HomeTown CD, you will not lose any principal, plus you have a guaranteed rate of return for the term of the CD. We have a variety of terms available at competitive rates. Interest can be added to the CD or deposited to your checking or savings account. Keep in mind that there is a substantial penalty should you need to withdraw the funds early.

For retirement investing, HomeTown Bank offers both Traditional IRA’s and Roth IRA’s with a variety of options and terms to build your retirement account. Are you wondering which plan is right for you? Come in and visit! We will help you decide!

Do you have a high deductible health plan? Do you qualify for an HSA account? Stop in at HomeTown Bank, we can help you establish and maintain your HSA account. With our account, you can access your funds with checks or a debit card.